Club Swan is a member-based organisation which provides concierge services and related financial services to its members.

Club Swan Partners is a division of Club Swan which provides B2B sales channel for Club Swan’s online banking services to businesses who want to offer our membership program to their customers using their own brand and through their own platform.

Funds may be processed and services carried out by one or many of the companies in the Club Swan Group including AU Card Inc, Nvayo Limited and CoinX and related entities.

Membership, concierge and lifestyle services are offered through AU Card, LLC.

E-money issuance, payments, and card services are solely provided by Nvayo Limited (No. 06035209), authorised by the Financial Conduct Authority under the Electronic Money Regulations 2017 for the issuing of electronic fiat money and payment instruments (Reference number 900005) with registered address: 1 King William Street EC4N 7AF, London, United Kingdom.

Cards are issued by Nvayo Limited. Please note the card is a regulated electronic money product but it is not covered by the Financial Services Compensation Scheme. We ensure that any funds received by you are held in a segregated account so that in the unlikely event that Nvayo Limited becomes insolvent your funds will be protected against claims made by creditors.


Nvayo is a member of the Mastercard network. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 


Cryptocurrency services are not regulated by the Financial Conduct Authority (FCA). You understand that the price or value of cryptocurrencies can rapidly increase or decrease at any time. The risk of loss in buying, selling or holding cryptocurrencies can be substantial. Cryptocurrencies received by us will not be safeguarded under the UK Electronic Money Regulations 2011 or covered by the Financial Services Compensation Scheme. We do not make any representation regarding the advisability of transacting in cryptocurrencies. We cannot guarantee the timeliness, accurateness, or completeness of any data or information used in connection with you holding any exposure to cryptocurrencies.

The information provided on this website is included for reference only and we do not make any representation regarding the accuracy of such data.